We work hard to provide our clients with a wide range of insurance companies, and high level customer service. There is no better compliment to this service than by referring a friend or family member to our agency.
When you refer folks to us, it’s truly a win-win-win. You look like a hero, your friend or family member gets taken care of, and we’re able to grow our local business.
Please take a moment to complete the form below, we would be so grateful for your referral.
Semper Insurance
110-35 72nd Road
Forest Hills, NY 11375
646-812-6211
Office Hours:
Monday – Friday, 8:30am – 6:30pm EST
Frequently Asked Questions
Climbing, falls and saw injuries put tree trimming among the highest-rated classes. A documented training and safety program can help with pricing and eligibility.
The truck should be scheduled on commercial auto, and the aerial device may need its own equipment coverage. Confirm both before you need them.
Often yes. Advice about whether a tree is safe is a professional exposure that general liability doesn’t address.
Only with contractor’s tools and equipment coverage. A property policy stops at your premises, and job-site equipment is a frequent theft target.
Generally yes, but some policies exclude or limit tree work above certain heights or near structures. Confirm your policy covers the work you actually do.
Yes. New York requires it once you have employees, and bites, lifting and radiation exposure make staff injuries common in veterinary work.
Equipment breakdown covers the repair, spoiled medications and vaccines, and lost income while you can’t operate. A standard property policy doesn’t cover internal mechanical failure.
Not automatically. License defense is usually a separate provision or endorsement, and it’s worth asking about, since board complaints are more common than lawsuits.
Animals in your care for treatment are usually addressed by professional liability. Boarding and grooming add a separate exposure that should be disclosed and covered specifically.
No. Treatment outcomes fall under veterinary professional liability. General liability addresses injuries to people and damage to their property on your premises.
Don’t see your question? Contact us.
